Loan Products — Rupinow

Rupinow Personal Loan

One Loan. Every Need.

Whether it's a medical emergency, education fee, home renovation, or a dream trip — Rupinow delivers fast, transparent personal loans with a fully digital process.

Amount Range

₹10K – ₹5L

Tenure Range

30 Days – 36 Months

Approval Time

< 30 Minutes

Collateral

Not Required

Apply Now Calculate EMI

Loan Use Cases

*Based on borrower data. Values represent percentage share.

Eligibility Criteria

Who Can Apply?

Rupinow loans are inclusive and designed for salaried employees, self-employed professionals, and business owners.

Age

Between 21 and 65 years of age at the time of applying.

Employment

Salaried employees, self-employed professionals, or business owners with stable income.

Min. Income

Minimum ₹15,000/month. Higher income may qualify for a higher loan amount.

Residency

Indian citizen residing in India with a valid government-issued photo ID.

Required Documents

Minimal Docs, Maximum Speed

Upload everything digitally — no physical copies, no couriering, no branch visits required.

All documents are verified digitally via secure e-KYC. Your data is fully encrypted and stored in compliance with data privacy regulations.

Government ID

Aadhaar Card / Passport / Voter ID for identity and address proof.

PAN Card

Mandatory for credit bureau check and tax compliance.

Bank Statement

Last 3 months showing salary credits or business income.

Income Proof

3 months' salary slips (salaried) or last 1-year ITR (self-employed).

Apply Online

Start Your Loan Application

Takes under 5 minutes. Our team contacts you within 30 minutes during business hours (Mon–Sat, 9 AM–7 PM).

Personal Information

Full Name *

Please enter your full name.

Mobile Number *

Enter a valid 10-digit number.

Email Address *

Enter a valid email address.

Date of Birth *

Age must be 21–65 years.

PAN Number *

Enter a valid PAN number.

City *

Please enter your city.

Loan Details

Loan Amount *

Please select a loan amount.

Tenure *

Please select tenure.

Purpose of Loan *

Please select loan purpose.

Employment & Income

Employment Type *

Please select employment type.

Monthly Net Income *

Minimum income ₹15,000/month required.

I consent to Rupinow and its lending partner contacting me via phone, SMS or email. I confirm all information provided is accurate and I agree to the Terms & Conditions and Privacy Policy.

Your data is encrypted and safe. We never share your information.

Transparent Pricing

Fees & Charges

No hidden fees. Every charge communicated upfront before you accept your offer.

Charge Type	Rate / Amount	Notes
Interest Rate	12%–30% p.a.	Based on credit score, income & tenure
Processing Fee	Starts at 1%	Deducted upfront from disbursed amount
Late Payment Penalty	Per loan agreement	Charged per day of delay after due date
Prepayment Charges	Nil	Close your loan early at no extra cost
Foreclosure Charges	Nil	Full early repayment at no extra cost

*Subject to change. Actual charges will be communicated in your loan offer letter.

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Personal Loan Products